It is not easy to manage your finances in times of crisis. This requires hard work, discipline and patience. You will need funds to handle any situation, whether looking to purchase a home or renovate an existing one. Although some expenses can be managed, others are unpredictable and may arise at any moment. However, those... / READ MORE /

Working capital, also known as networking capital (NWC), is the difference between a company’s current assets, such as cash, accounts receivable/customers’ unpaid bills, inventories of raw materials and finished goods, and current liabilities such as accounts payable and debts.  NWC measures a company’s liquidity and operational efficiency and its short-term financial health. A company with... / READ MORE /

THE CHANGING ECONOMY OF MSMES WITH ONLINE LOANING PLATFORMS The paradigm shift in business lending has occurred over the past few years. While technology has been an integral part of the financial sector’s business model for many years, it has seen rapid adoption in the past decade. Every loan transaction is conducted online these days,... / READ MORE /

If you don’t have the money to buy your dream home, a home loan could be the best financial aid. Experts recommend that you take out a loan, even if your savings are sufficient to purchase your home upfront. A loan can help you save money for an emergency and give you tax benefits. Your... / READ MORE /

9 ways to negotiate large hospital or doctor bills Even if your health insurance is excellent, you could be left with significant medical debt if you need to have a costly procedure done or a long-term illness. You may make ends meet if you have an emergency fund and other savings. You may have to... / READ MORE /

A home equity loan is a way to tap into the equity that you may have in your primary residence. The money can be used for whatever purpose you choose, such as buying a second house or investment property. There are risks in using a home equity loan for another house purchase. It is important... / READ MORE /

You can have a lot of life, and you might need to borrow money for some items that you don’t have the cash to cover. This could include financing a large item, paying for medical expenses, consolidating debt, or other such situations. It is a smart decision to borrow money at these times. There are... / READ MORE /

A personal loan can be taken out for many reasons. You might want to buy a car or consolidate debts, pay off your mortgage, take a vacation, or get married. No matter what reason you may have, a personal loan could be the best way to help your dreams come true sooner. Here are some tips... / READ MORE /

Are you able to apply for a loan for your business? This is a common question for new entrepreneurs. You may not be familiar with the requirements for securing a loan if you have never dealt directly with a bank’s business arm. This can result in rejections which make it harder to obtain a loan.... / READ MORE /