A business loan can be a great option if your company is in financial straits or you need to raise funds for expansion. Before you apply for a loan, you need to compare each institution’s interest rates and processing fees. We’ll compare the average loan rate for companies and other information to help you understand... / READ MORE /

2021 was a difficult year for everyone. However, SMEs have suffered the most from new disruptive factors such as the supply chain crisis. This has caused an increase in working capital demand, rising inflation, and increased labour costs that have reduced their ability to create economic growth. Although it can be very rewarding to own... / READ MORE /

Working capital is money that a company uses to run its day-to-day operations. It’s derived from the company’s daily sales. This money can then be used to pay overheads, short-term debts, utility bills, routine expenses, or inventory management. If you don’t have enough cash flow, your business will be in trouble. Knowing how much cash... / READ MORE /

A shop can be a great way to start a business. It can help you get the recognition that you want. It isn’t as simple as it seems. A loan to purchase a shop is a good backup. If one wants to buy a commercial property for their shop or start a business, they can... / READ MORE /

Every person has been affected by some superstition or myth that affects their decisions. Money matters are no exception to this. Many people are familiar with statements like “Investing is risky; it is better to save” or “Retirement planning is possible starting at 40”. How many of these statements are true? Are they doing more... / READ MORE /

You might encounter multiple types of mortgage loans when looking to buy a home, whether you’re a first home buyer or an experienced house flipper. It may prove to be helpful to understand the six most popular types of home loans and the options available to you as you negotiate one of your more complicated... / READ MORE /

Conventional loans are not part of government programs, such as FHA loans or VA loans. If you have good credit and can afford a decent down payment, a conventional loan might be worth considering. You may have heard the term “conventional mortgage” when looking for a mortgage. What are the various types of conventional loans?... / READ MORE /

A jumbo mortgage is a mortgage with a maximum amount that exceeds the limit set by the government. Jumbo loans are mortgages with amounts exceeding $548,250 by 2021. A jumbo loan may be an option if you are looking for a house to buy and you need to get a large mortgage. How does a... / READ MORE /

Personal loans can be a reliable financial tool that you can use in times of financial emergency. You can apply for a personal loan to cover expenses such as weddings, debt consolidation, home renovation, travel, and education. When applying for a personal loan, your goal is not to burden yourself with debt but to solve... / READ MORE /

The popularity of personal loans has increased over the years and is now the preferred choice for middle-income Indians. A personal loan is not difficult as it can meet the varied needs of people in financial distress.  Personal loans are unsecured loans that are extended to eligible borrowers to cover the cost of making timely repayments.... / READ MORE /