Activating HDFC credit cards online or swipe transactions via WhatsApp has made executing transactions much more accessible. WhatsApp Banking has enabled easy banking at any time, from anywhere. Let’s look at how you can allow HDFC credit card WhatsApp banking.
How do you activate HDFC Bank’s credit card WhatsApp Banking for online transactions?
- On the registered mobile number, include the number 7065970659 in your contact list. The HDFC Bank’s authorized WhatsApp number.
- Open your WhatsApp and transmit the message “Manage my Credit Card” to the phone mentioned above.
- You will receive a message via HDFC Bank’s main WhatsApp number, asking you to pick from several choices. Choose the option that corresponds with “Online Transactions.” Enter the numeric ” 2″ and then click send.
- You will instantly receive an OTP to the mobile number you registered.
- Enter the same information to verify.
- It will ask you for the last four digits of the card you purchased. Enter those.
- Now, it will display the current status of the online transaction as “Disabled.” The option is to “Enable” the same.
Following the steps above, you have enabled online transactions for your credit card through WhatsApp Banking.
How to Enable HDFC Bank’s Credit Card WhatsApp Banking for Contactless Transactions
- If you have a registered mobile, include 7065970659 in your contact list. It is the HDFC Bank’s authorized WhatsApp number.
- Open your WhatsApp and send the message: “Manage my Credit Card” to the abovementioned phone number.
- You should get a message via HDFC Bank’s main WhatsApp number, requesting you to pick from several choices. You must select the one that is related to ” Contactless Transactions.” Enter the in the numeric ” 4″ and then send.
- You will instantly receive an OTP to the mobile number that you have registered.
- Enter the same number to verify.
- The user will have the last four digits of the credit card. Enter those.
- Now, it will display the current status of online transactions, “Disabled.” The option is to “Enable” the same.
Following the steps above, you have enabled contactless transactions for your credit card using WhatsApp Banking.
Join HDFC Bank’s WhatsApp Banking
- Make sure you send the word “SUB” to HDFC Bank’s WhatsApp number: 70659 70659
- Within WhatsApp chat, you can send an email with the subject “Hi.”
- You can opt out of the program by textingUNSUB.”
How to Enable HDFC Bank’s Credit Card WhatsApp Banking for International Transactions
- Suppose you have a registered mobile; add 7065970659 to your contacts. It is the HDFC Bank’s authorized WhatsApp number.
- Open your WhatsApp and send the message: “Manage my Credit Card” to the number above.
- You will receive a response to HDFC Bank’s WhatsApp number requesting you to pick from several choices. You must select the option that is related to ” International Transactions.” Enter the Numeric ” 4″ and then click send.
- You will immediately receive an OTP to the mobile number that you have registered.
- Enter the same information for verification.
- It will ask you for the last four digits of the credit card. Enter them.
- It will now show the current status of online transactions, “Disabled.” The option is to “Enable” the same.
If you follow the steps above, you have enabled international transactions for your credit card using WhatsApp Banking.
Features of HDFC Bank’s WhatsApp Banking for Credit Cards
- Find out the balance by using WhatsApp banking. You can request the amount due on your credit card. This allows you to stay current with the use of your credit card.
- Learn about the accrued reward points. Utilizing WhatsApp banking, You can also inquire about the number of reward points you’ve got. This will assist you in determining how to plan your redemption and plan according to your requirements.
- Find out the credit limit With WhatsApp banking service, you will also find out the credit limit. This will assist you in avoiding overspending and keeping within your financial goals.
- Be aware of the available offers. Are I pre-approved for a credit card? Are there new offers available for my credit cards? What is the time frame that my pre-approved loan is still valid? You can find out about deals available through WhatsApp Banking.
Additional Security Features for HDFC Credit Cards Via WhatsApp Banking
HDFC Bank has introduced enhanced security features for credit cards through WhatsApp banking. The features let you toggle on and off different kinds of transactions with the HDFC credit card through multiple channels like WhatsApp. This allows you to take action whenever you require it swiftly. Below are a few additional security options.
Additional Security Features for HDFC Bank’s Credit Card via WhatsApp Banking
- Limiting ATM withdrawals: You can determine the maximum amount of cash you can withdraw for credit cards when you use an ATM.
- Limits on spending at merchant outlets: Limit spending when using your credit card in physical outlets.
- Limit online transactions. Limit your online trades by setting a spending limit on sites and mobile apps.
- Limits for non-contactless transactions: Set the spending limit for Tap to pay transactions.