FAQs

General:

1. What is Payday City?
We are an online loan comparison site who have partnered with reputable and experienced lenders. So, we may not be lending loans here directly to the borrowers but we make sure that one can search for appropriate lenders with us. Moreover we have a simple online signing up process which should be completed first by the borrower in order to get registered with us. We operate online and thus can be accessed from comforts of home or even while working at office.

2. What are the basic conditions which I should fulfill to apply for loans?
Eligible applicant will be able to register with Payday City if he or she has relevant proofs showing permanent citizenship status of Australia, if he or she has a salaried status showing stable monthly earnings, if his or her age is already 18 years and if he or she has an accessible account in some reputed bank.

3. How can I sign up here with Payday City?
Well it is quite easy you will just have to fill up a simple form which is available from our website. Enter details correctly in the online registration form which should also be submitted online so that we can receive your request. If everything goes well with your registration then we will register you to cash in loan applying and loan comparing facilities.

Payday Loans:

1. Why I should apply for payday loans?
If you are a salaried person and stuck in crisis then you make use of these loans which can be applied online once you are successfully registered at Payday City.

2. How much I can get as payday loans?
These loans are mainly offered by lenders. According to lenders you can borrow from within AU$ 100 to AU$ 1000 limit.

3. What is the tenure for repayment?
You can repay loan debts within 14 t 31 days which means after receiving your next month salary.

Installment Loans:

1. What do I need an installment loans?
These loans should be preferred if the present financial condition is not favorable for loan repayment within a month. It is because these loans will have flexible tenure for repayment.

2. What is the range up to which I should borrow?
Installment loans can be borrowed up to AU$ 1500 as provided by the lender.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

You Borrow - $400 You Pay - $496 Representative APR 1223.6% (Variable)

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.

ACL No.
147 Denton Avenue,
St. Albans 3021,
Victoria, Australia

PLEASE READ TERMS & CONDITIONS OF LENDERS OR BROKERS BEFORE PAYING ANY UPFRONT FEES.