Rates And Terms

Payday City does not levy any fees for loan comparison services. The applicant can online register with us free of cost. However we will be commissioned by the participating lender during the loan process. We are designed to process your information and find a suitable lender who is required to decide the interest, APR fees based on the loan amount confirmed by you. Loans rates would be variable since every lender would quote different prices. At the same time, loan prices would be high for these short term cash advances which are offered by our lending network. So, you must carefully compare and contrast rates for affordable loans.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

You Borrow $500 over 12 weeks, the Establishment fee (up to 20% of principal) is $100 and the total Monthly Fee (up to 4% of principal) is $60

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.

147 Denton Avenue,
St. Albans 3021,
Victoria, Australia