Responsible Lending

Payday City offers online loan matching services. It should be known to the user that we don't provide loans here. But we are connected with potential lenders who are ready to help with loans provided that requirements have matched properly. So, here we don't guarantee assured loan help. We will assist you in identifying the most lucrative offer which will be pocket friendly for you. Approval of loans completely depends on lender chosen by the borrower.

We are basically an online loan intermediary who bridges the gap between lender and borrower. To get started here at Payday City some simple registration formalities should be accomplished by the borrower. We assure you that the details which you will be providing in the online form will be kept confidential. Moreover while opting for loans the borrower would also be required to furnish some additional facts which will only be forwarded to trusted lenders. So, third sites will be permitted here to access the personal details of the applicant.

Payday City deals in with borrowers in a fair way and our processes are quite transparent here. We will never try to guide the borrower with inappropriate choices so that we can earn more profit.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

You Borrow - $400 You Pay - $496 Representative APR 1223.6% (Variable)

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.

ACL No.
147 Denton Avenue,
St. Albans 3021,
Victoria, Australia

PLEASE READ TERMS & CONDITIONS OF LENDERS OR BROKERS BEFORE PAYING ANY UPFRONT FEES.