Payday City is an online loan comparison site which can be accessed to compare loan offers with variable rates for lucrative loan deals. It should be noted here we are not lenders but are a mediator working with reputable lenders who are ready to offer loan services like payday loans, short term loans and installment loans.
If you are pressed for cash and need additional funds despite stable salary, then you must look out for payday loans. For unplanned expenses these loans can be a perfect solution provided that you get the right offer. To help you bag an affordable deal, Payday City can play an important. Though we don't guarantee you assured loan help but we can help you find a suitable loan offer by making comparison between rates offered by different lenders. We are connected with experienced lenders who can provide loans to you if you meet the requirements set the lenders.
Payday loans should be applied from within the range of AU$ 100 to AU$ 1000. In other words such loans fit the bill to pay off pending cash issues like electricity bills, credit card dues, bank overdrafts, telephone bills, medical bills , school or college fees of wards, household expenses etc.
The amount for payday loans should be calculated considering present necessities and most importantly keeping repayment in mind. Yes, timely repayment is integral here and thus the loan amount should be such that which can be repaid within 2 to 4 weeks.
Details related to amount and repayment term of payday loans which should be validated directly from appropriate lender preferred by you. Payday City do not perform any credit checks but lenders in our network would conduct such checks to validate the financial background of the borrower based on which decision about loan approval would be taken.
For trivial cash demands like disbursement of outstanding bills, house rent, grocery bills, hospital bills, educational expenses etc short term loans should be preferred. If a loan range mounting from AU$ 100 to AU$ 1000 can serve for your short term purposes then you can compare rates for a suitable loan offer right here at Payday City.
Loan repayment term which is to be decided by the lender will be most probably from 14 to 31 days. So, the loan amount can be repaid with next month salary. Extra fees would be imposed if repayment gets delay.
Moreover interest rates which are also affixed by the lender will be high but can be compared at our website. APR charges are also inclusive of the amount meant for repayment and these charges vary from lender to lender.
Since we are not credit providers thus credit checking will not be done by us rather by lenders. Approval of loans will completely depends on the lender.
Installment loans will not be provided by Payday City who are not lenders. We are basically a lending network here who will help the borrower get in touch with potential lenders who specialize in these loans.
If an amount ranging from AU$ 1000 to AU$ 5000 matches your necessities then get competitive rates for installment loans by registering with us. Since we are an interconnecting link between you and lender thus here credit checks are not compulsory for us. But lenders would prefer validating your credit history before arriving at any decision regarding loan approval. Moreover loans would be sanctioned only if the prescribed criteria of the lender have completely matched.
The borrower should plan his or her expenses accordingly so that the amount he or she wants to get can be repaid within viable term. Monthly expenses can be managed while repaying the loan amount in easy installments.
But before that you must register yourself with Payday City which is basically an online site accessible round the clock. Our website will direct you to the page of registration which comprises a simple form which is supposed to be filled in with relevant details by the borrower that is you. You may rest assured that some very basic details would be enquired in the online form. It will not be a time consuming task for you since this can be online while seated at home or while working at office. Moreover our website can be accessed round the clock.
If the completed registration form has been submitted successfully then we receive your request. Subsequently you will be notified about the statue of your registration by us. If registered positively then you can cash in loan applying and loan comparison facilities available at our website.
Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions
The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.
We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.
PLEASE READ TERMS & CONDITIONS OF LENDERS OR BROKERS BEFORE PAYING ANY UPFRONT FEES.