Welcome to Payday City

Want extra cash for unexpected expenses or bills ahead of payday?

You are most welcome to search for some suitable loan choices right here at Payday City. We are online credit broker and have been working with reputable lenders who can offer loans matching your requirements. Our loan matching service is accessible round the clock and you are just a few clicks away from searching and applying for a loan.

Payday City focuses on bridging the gap between lenders and borrowers and make connect them in an easy and hassle free. Please note that for our assistance we don't charge anything from the borrower. Our website can be accessed free of cost.

Borrower should be careful while choosing the loan amount which should vary from AU$ 100 to AU$ 1000.

It is because interest rates would depend on the loan amount. Payday City wants you to note that these rates along with APR charges would be quite high due to small tenure of repayment. In short, loan debts should be paid back within one month. You will have to pay back the loan amount when you get paid the next month.

The applicant must note here that he or she can seek for loans here if he or she meets the eligibility conditions.

So, before getting started at Payday City make sure that your age is at least 18 years, you are gainfully employed with a fixed monthly salary, you have relevant documents showing you as a resident of Australia and you have an accessible online bank account.

The Loan comparing procedure is not time consuming any longer since it has been made completely online. Please fill the online form available on our site and submit it.

Our custom loan matching software will electronically share it with potential lenders to help identify a suitable loan offer. Once a lender accepts your application, you will be transferred to the lender's site automatically. On the lender's site you will be able to see the loan offer with the terms and rates charged by the lender. Please read the terms carefully and sign the loan contract if you are confident you can repay it on time.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

You Borrow - $400 You Pay - $496 Representative APR 1223.6% (Variable)

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.

ACL No.
147 Denton Avenue,
St. Albans 3021,
Victoria, Australia

PLEASE READ TERMS & CONDITIONS OF LENDERS OR BROKERS BEFORE PAYING ANY UPFRONT FEES.